This is an amazing book. No other book has made a deep and lasting difference on my finances because they all missed something. This book teaches both principles and practical steps, and uses real-world examples (from people they have worked with) to drive the points home. I understand more, and as a result, I'm actually living better. My money can no longer kick me around. The authors have told me how (and why) to control my money, and it's fun! No budgeting, because budgets are negative and don't work in the real world. Instead, they have shown me how to spend my money well. Their preferred spending method has a nice side-effect of also tax-proofing me along the way. It's very rewarding. The further I get in the book, the more exciting it gets. Their taxinformation is ethical, easy, audit-proof, and will save me a ton of money (and effort) on my taxes. The authors are passionate about helping people control their money instead of being slaves to it. As I have read and used their methods, money has become a tool instead of a slave master. I haven't "arrived" yet, but my power to control money growing, and it's a good feeling.